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Inverness Office

Loft Insulation Grants Scotland

Our service helps people in Scotland get free grants & funding for loft insulation.

Loft Insulation Grants Scotland

It is now possible to get grants for free loft insulation in Scotland thanks to the Government-backed Energy Company Obligation (ECO4) scheme.

Why is this? Grants for loft, cavity wall & internal wall insulation have been introduced in order to reduce the amount of wasted energy in homes, especially for people in fuel poverty. If a house is properly insulated, this lowers energy bills & reduces carbon emissions in Scotland.

The new ECO4 scheme has made grants available until 2026 for eligible households to carry out improvements to make their homes more energy-efficient.

How can we help? We provide a free service to people in Scotland, helping them obtain free grants & funding for loft insulation (and other types of insulation, of course). To date, we have obtained home improvement grants in excess of £3m for our Scottish customers!

There are different schemes available – free grants, interest-free loans & a combination of grant + loan. For example, the Great British Insulation Scheme is an easy way to get free loft insulation. Our team can help establish the most economical way of having your home insulated (and the aim is always to have it done for free).

Please get in touch to ask any questions. Even better, just fill in a few details to check your eligibility & we will call you back.

Why Install Loft Insulation

There are lots of reasons to consider applying for a grant to have loft insulation installed.

Reduced Energy Costs

Proper loft insulation can significantly reduce your energy bills. According to the Energy Saving Trust, insulating a loft can save up to £415 per year in a typical detached house in Scotland.

Enhanced Comfort

Proper loft insulation helps maintain a more consistent and comfortable indoor temperature throughout the year. It prevents cold drafts in winter and keeps the house cooler in summer.

Improved Energy Efficiency

As much as 25% of a home’s heat can be lost through an uninsulated roof, but insulating it can save around 1 tonne of carbon dioxide annually, according to the Energy Saving Trust.


Government Incentives

The availability of grants (e.g. ECO4) & incentives in Scotland can help offset the upfront costs of having your loft insulated, making it an even more attractive investment.

Scottish Grants Approved

Projects Completed

Happy Customers

ECO4 Grants Scotland - Joseph Gilchrist - The Eco Broker
ECO 4 Loft Insulation Grants Scotland
ECO4 Grant Survey Scotland - The Eco Broker
Loft Insulation Grants Scotland

We Make Getting A Grant To Have Your Loft Insulated Really Easy…


Fill in the quick questionnaire to send us some information. We will call you back to arrange a free survey & answer any questions. You can also just contact the office for an inital conversation, if you prefer.



We then carry out a free energy survey. Our detailed report will include how the energy performance of your home can be improved & what kind of grant you are entitled to.



As part of our service, we complete all of the paperwork to apply for your grant. This saves you lots of time & you can be confident that the application will be completed accurately.



The last stage is to match your project with one of our local, trusted, MCS Certified Installers to carry out the work. Naturally, we manage the job from start to finish.


We are highly accredited, which means you can be confident on receiving the best advice at all times.
MCS Certified - The Eco Broker
NICEIC PAS 2030 Registered Installer
Gas Safe Register - The Eco Broker
Renewable Energy Consumer Code - The Eco Broker
Approved Code Trading Standards - The Eco Broker
Trustmark Quality - The Eco Broker

FAQs On Loft Insulation Grants In Scotland:

Can I get a free grant for loft insulation in Scotland?

Yes – eligible homes in Scotland can apply for a free grant to have their loft insulated. However, the Scottish government is looking to improve the overall energy efficiency of homes. This means that free grants for loft insulation are usually awarded for homes installing solar panels & a heat pump at the same time. The good news is that free grants are available for all upgrades.

We can help check if you are eligible for ECO4, ECO4 Flex & any of the other initiatives in Scotland.

What is the ECO4 scheme?

The Energy Company Obligation (ECO4) is the 4th phase of a UK government initiative to address fuel poverty and carbon emissions. Energy companies must implement energy efficiency measures in homes, with flexibility in project selection, funding, and partners.

It began on April 1, 2022, and runs until March 31, 2026. ECO4 targets homes in bands D-G, focusing on comprehensive retrofits to improve the whole house. It mandates upgrades for homes in bands E, F, and G, setting minimum energy efficiency requirements.

These upgrades include insulation, central heating, renewable energy, renewable heating, and district heating connections.

Who is eligible for an ECO4 loft insulation grant in Scotland?

This is an explanation of who is eligible for ECO4 funding in Scotland.

  1. Your house must have an EPC rating of band E, F or G
  2. Someone in your household must be in one of the following benefits:
  • Universal Credit (UC)
  • Housing Benefit
  • Pension Savings Credit
  • Jobseekers Allowance (JSA)
  • Employment & Support Allowance (ESA)
  • Income Support (IS)
  • Pension Credit Guarantee
  • Working Tax Credit (WTC)
  • Child Tax Credits (CTC)
  • Child Benefits

ECO4-Flex is another option in some areas.

Criteria for ECO4 Flex funding:

  1. Your house must have an EPC rating of band D, E, F or G
  2. You tick one of the options below
  • Combined household income is less than £31,000
  • Someone in your household has a severe or long-term health condition that is adversely affected by living in a cold home
  • Your household qualifies for other reasons relating to income and health

A lot of people find the different grants & funding schemes a little confusing, which is why our service is so popular.

Let us do the hard work for you and click here to see if you are eligible for a free grant. You just need to fill in a few details & we will call you back.

Is the ECO4 scheme available in Scotland?

Yes – the ECO4 scheme is available to every home in Scotland, from the Scottish Borders up to the Highlands & Islands. We help customers in all parts of Scotland gain funding for their energy-saving upgrades.

Does the ECO4 scheme cover loft insulation in Scotland?

Yes. ECO4 grants in Scotland are available for:

  • solar panels
  • air source heat pumps
  • loft insulation
  • cavity wall insulation
  • internal wall insulation
  • new boilers

Normally, grants are awarded to fit loft insulation in conjunction with solar panels & air-source heat pumps to help create a more energy-efficient home.

Naturally, different criteria need to be met for the different grants. Just click here to see if you are eligible by sending us a few details & we will call you back..

Which companies can I trust to help with ECO4 upgrades & grants?

Energy companies collaborate with third-party retrofit coordinators and installers, like us,  to fulfil their ECO obligations. You may even have been contacted directly by these coordinators or installers regarding ECO4 projects.

Since January 1, 2020, the government has mandated that all installers conducting ECO measures must be a Trustmark Registered Business or an equivalent certification. This requirement also applies to ECO4 measures. When approached by a company claiming to be an installer, it’s crucial to verify their credentials. Look for the following certifications to confirm their registration with a consumer protection body:

  1. For most ECO measures, they should be installed by or under the supervision of a TrustMark-registered installer, identifiable by their registration number.
  2. If the installation involves a district heating connection, the installer must be registered with Heat Trust or have equivalent consumer protection measures in place.
  3. Installers should also possess the relevant certification to uphold installation standards for the specific measure types:
    • Most installations require a PAS (Publicly Available Specification) certified installer with a registration number.
    • When dealing with low-carbon microgeneration measures (e.g., renewable heat production), the installer must be MCS (Microgeneration Certification Scheme) accredited and listed on the MCS website.
    • For gas boiler repairs or replacements, the company should be registered with Gas Safe, which can be verified on the Gas Safe website.
    • For oil boiler repairs, installers must be registered with OFTEC (Oil Firing Technical Association), and this can be confirmed on the OFTEC website.

Naturally, we tick all of these boxes, so please fill out the questionnaire below to see if we can help you get a grant.

I am worried about scams. Are these grants genuine?

These grants are genuine. The Scottish government has introduced initiatives to reduce fuel poverty & make more homes energy efficient. You can visit their website here if you would like more info – Scottish Energy Grants.

These schemes are not to be confused with so-called “grants” or “funding” to upgrade your windows or bathrooms.

Let Us Help You Apply For A Grant. Our Service Is Also Free!

Customer Feedback

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We are highly accredited, which means you can be confident on receiving the best advice at all times.
MCS Certified - The Eco Broker
NICEIC PAS 2030 Registered Installer
Gas Safe Register - The Eco Broker
Renewable Energy Consumer Code - The Eco Broker
Approved Code Trading Standards - The Eco Broker
Trustmark Quality - The Eco Broker